Take a look around your home, and make a list of the items that show signs of wear and damage. Maybe your flooring is looking a bit worn in the high-traffic areas. Perhaps some of your windows have begun to leak, and maybe your oven creaks when you open it. Most of these problems can be corrected without you having to outright replace the offending item. You can instead hire a repair specialist and let them work their magic! Choosing repairs and restoration over replacement can save you a small fortune over time, and it is also better for the planet. Learn more in the articles provided here.
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Whether you have aluminum, vinyl, or fiber cement siding, the truth remains that a heavy hail storm, strong winds, or other inclement weather can cause extensive damage. If you've recently discovered storm damage to your home's exterior siding, you may be wondering what your next steps should be and how much you'll be stuck paying out of your own pocket.
Review Your Home Insurance Coverage
The good news? Most storm damage related to your home's exterior siding, roof, and windows should be covered by your home insurance policy. Still, you'll want to check your policy paperwork and give your agent a call as soon as possible to determine exactly what your coverage entails. Keep in mind that you may still have to pay an out-of-pocket deductible.
Document as Much as Possible
In order to submit a claim with your home insurance carrier, you'll need some documentation of the damage. When safely possible after the storm, head outside to take photos of any damage you can see from the ground. If the damage was caused by hail and there is still hail on the ground that hasn't already melted, take some photos of this as well. Your insurance agent will be able to tell you what other kinds of documentation you'll need to start your claim.
Decide on Repair or Total Replacement
One of the biggest challenges when it comes to storm restoration of siding is finding an exact match. If only small sections of your siding were damaged, you may have a hard time finding replacement siding that's the exact same color or type. If this is the case, you have a few options. You can deal with slightly mismatched siding, you can have some (or all) of your home repainted to match, or you can choose to reside your entire house.
If your siding is already older, residing your entire home might make the most sense. Keep in mind, however, that your insurance will likely only cover the costs related to replacing the damaged siding.
Request Quotes From a Few Companies
It's always a good idea to get a few different estimates from reputable restoration and siding installation companies before moving forward. Your insurance company may also require you to submit a quote from the company that you end up choosing to perform the work. From there, you can schedule your siding replacement and get your home looking as good as new in no time.
To learn more about storm restoration, contact a business like Perfect Home Restoration.
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